PV

PV(rate, nper, pmt [,fv] [,type])

Returns the present value of a series of equal cash flows at regular intervals (Double).

rate	The interest rate per period (Double).
nper	The total number of payment periods (Integer).
pmt	The payment to be made each period (Double).
fv	(Optional) The future value you want after you make the final payment (Double).
type	(Optional) The number indicating when the payments are due: 0 = the end of the period (default) 1 = the start of the period

REMARKS

* This function returns the present value of an annuity based on periodic, fixed payments to be paid in the future and at a fixed interest rate.
* The "rate" and "nper" arguments must in the same units (days, months, years).
* If "type" = True, then 1 is used.
* You can use the FV function to return the future value of a series of equal cash flows at regular intervals.
* You can use the NPV function to return the present value of a series of unequal cash flows at regular intervals.
* The equivalent Excel function is Application.WorksheetFunction.PV
* The equivalent .NET function is [[Microsoft.VisualBasic.Financial.Pv]]
* For the Microsoft documentation refer to learn.microsoft.com

Debug.Print Pv(0.0081,48,2000)  '= -79275.9669081324